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Protect Yourself From Health Insurance Fraud and Scams

As you already know, it’s imperative that you protect your credit card and Social Security number. However, it’s also important that you are equally careful about sharing your private health data. Your best protection against health insurance fraud and scams is being informed. Here are a few things to consider to protect yourself and your […]

How Do Drug Formularies and Drug Tiers Work?

Every health insurance plan comes with prescription drug coverage. Whether you need to treat poison ivy, a back pain, or chronic high blood pressure, there’s a prescription for you. But, not every health insurance plan covers every prescription, and if you’re not careful, you may end up paying a lot out of pocket for drugs. […]

ER or Urgent Care – which makes sense for what emergency

It has happened to all of us – an illness, an injury or you wake up in the middle of the night with intense abdominal pain. When something like this occurs, we’re often unsure about where to go for medical care, especially if the symptoms seem severe and our regular doctor’s office is closed. While […]

Checking Up on Your Annual Health Check-Ups

Whether you’re getting your annual wellness exam or having your cholesterol checked, it’s important to keep up with your recommended screenings in order to catch small health problems before they become big ones. Make sure you get all of your annual health check-ups and exams. If you still need some additional tests, make your appointments […]

Understanding each other’s end-of-live wishes – a difficult but helpful conversation

Talking with your loved ones openly and honestly, before a medical crisis happens, gives everyone a shared understanding about what matters most to you at the end of life. Why talking matters Sharing your wishes for end-of-life care can bring you closer to the people you love. It’s critically important. And, no matter how difficult, […]

Summer Safety Tips

For many of us the Memorial Day weekend is the start of the summer activities, which means more time outside enjoying all sorts of activities.  Here are some safety tips that we put together to help you stay safe this summer. Beat the Heat ​Did you know your body is constantly struggling to disperse the […]

Turning 65? What You Need to Know about Signing up for Medicare

On Jan. 1, 2011, the first of the 78 million baby boomers turned 65. Since then another 10,000 boomers a day will reportedly reach that milestone between now and 2030. If you are about to turn 65, then it is time to think about Medicare. Delaying your enrollment can result in penalties, so it is […]

The Smart Home: What is that?

When you’re not home, do you worry if you left the iron on? Or, if you turned the coffee maker off? Did you set the security alarm? With a smart home, you could quiet all of these worries with a quick glance at your smartphone or tablet. You could connect the devices and appliances in […]

Tax day is just around the corner! Are you ready?

For many of us it’s a ritual to file our taxes at the last minute. But, if you are also preparing them at the list minute (there are only a few days left of file), it’s essential not to lose sight of some key things to consider. Not filing a return is NOT an option […]

Why an Insurance Agent Makes a Difference When Buying an Insurance Plan

Buying Medicare health insurance, an individual health, life, homeowners’ insurance plan can be complicated. There are so many details and decisions to make. That’s why it helps to have an expert on your side. That expert, is me, your insurance agent.  My role is to help you through the insurance buying process. I know there […]

Preparing For an Emergency

Things happen. We all know that. But, are you and your  family prepared in case there is an emergency at home or work. It’s important to have an emergency response plan, especially for the places you and your family go to the most. Here are some suggestions you can do now that can make a […]

Don’t Let Insurance Coverage Gaps Put You at Financial Risk

We all know we need health insurance to cover some of the cost of healthcare. Homeowners insurance or renters insurance assume the risk of loss in case your home is damaged or destroyed. When was the last time your reviewed your insurance needs? Here are some common coverage gaps to consider. Life insurance You make […]

It’s February And That Means It’s American Heart Month

        The American Heart Association wants to help everyone live longer, healthier lives so they can enjoy all of life’s precious moments. We know that starts with taking care of your health. My Life Check® was designed by the American Heart Association with the goal to help you improved health. These measures […]

Starting a New Business? Don’t Forget Your Insurance

Here are some coverage options to consider: Business Owner Policy (BOP) Start with a BOP, or business owners’ policy. It might include a variety of different coverage such as liability, employees’ liability, vehicle coverage and more, rolled into one package. Even Home Businesses Need Coverage Some business owners who work from their home might think […]

How to Stay on Track with Healthy Goals for 2017

Many of us started the New Year with the resolution of eating healthy and trying to stay fit. Although it is only mid-January, how many of you are still on track? If you’re like me, you’ve probably wavered a bit already.  Well,  I want to share some ideas with you that focus on giving your […]